# FactLayer: Full Case Knowledge Base (101 Verified Records)
# Schema: [ID] Title | Category | Initial Cost | Expectation vs Reality | Primary Failure Reason | Verification URL

## [Case #001] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-techcamp-time-shortage

## [Case #002] undefined
- **Category**: programming-school
- **Service/Industry**: RaiseTech (raisetech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 448000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-raisetech-time-shortage

## [Case #003] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-dmmwebcamp-child-care

## [Case #004] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 657800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-techcamp-support-reliance

## [Case #005] undefined
- **Category**: programming-school
- **Service/Industry**: COACHTECH (coachtech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 420000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-coachtech-mentor-reliance

## [Case #006] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-dmmwebcamp-refund-guarantee

## [Case #007] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 858000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-bizmates-free-talk-escape

## [Case #008] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 240000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-udemy-course-hoarding

## [Case #009] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 750000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-techcamp-curriculum-quality

## [Case #010] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 42900 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-bizmates-no-input

## [Case #011] undefined
- **Category**: programming-school
- **Service/Industry**: SAMURAI ENGINEER (samurai-engineer)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 698000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-samurai-mentor-trouble

## [Case #012] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-techcamp-guarantee-trap

## [Case #013] undefined
- **Category**: programming-school
- **Service/Industry**: POTEPAN CAMP (potepan-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 440000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-potepan-curriculum-barrier

## [Case #014] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 18000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-udemy-no-support

## [Case #015] undefined
- **Category**: programming-school
- **Service/Industry**: COACHTECH (coachtech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 450000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-coachtech-freelance-guarantee

## [Case #016] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-techcamp-overwork

## [Case #017] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-dmmwebcamp-ses-forcing

## [Case #018] undefined
- **Category**: programming-school
- **Service/Industry**: SAMURAI ENGINEER (samurai-engineer)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-samurai-poor-mentor

## [Case #019] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 12000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-udemy-baby-care-collision

## [Case #020] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 657800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-techcamp-no-problem-solving

## [Case #021] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-dmmwebcamp-success-fit

## [Case #022] undefined
- **Category**: programming-school
- **Service/Industry**: RaiseTech (raisetech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 448000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-raisetech-recovery-success

## [Case #023] undefined
- **Category**: online-english
- **Service/Industry**: NativeCamp (nativecamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 7780 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-nativecamp-habit-success

## [Case #024] undefined
- **Category**: online-english
- **Service/Industry**: PROGRIT (progrit)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 598000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-progrit-coaching-success

## [Case #025] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 12000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-udemy-react-success

## [Case #026] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-techcamp-fullcommit-success

## [Case #027] undefined
- **Category**: programming-school
- **Service/Industry**: RaiseTech (raisetech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 448000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-raisetech-slack-success

## [Case #028] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 13200 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-bizmates-preparation-success

## [Case #029] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-dmmwebcamp-team-recovery

## [Case #030] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-techcamp-wmentoring-recovery

## [Case #031] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 13200 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-bizmates-inputfocus-recovery

## [Case #032] undefined
- **Category**: programming-school
- **Service/Industry**: COACHTECH (coachtech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 420000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-coachtech-lancers-recovery

## [Case #033] undefined
- **Category**: programming-school
- **Service/Industry**: RUNTEQ (runteq)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 437800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-runteq-community-pressure

## [Case #034] undefined
- **Category**: online-english
- **Service/Industry**: PROGRIT (progrit)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 598000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-progrit-overwork-recovery

## [Case #035] undefined
- **Category**: online-english
- **Service/Industry**: レアジョブ (rarejob)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 150000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-rarejob-business-mismatch

## [Case #036] undefined
- **Category**: programming-school
- **Service/Industry**: SAMURAI ENGINEER (samurai-engineer)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 700000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-samurai-swift-mentor-trouble

## [Case #037] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-dmmwebcamp-grant-ses-trap

## [Case #038] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 18000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-udemy-docker-windows-error

## [Case #039] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-techcamp-mentor-inconsistency

## [Case #040] undefined
- **Category**: online-english
- **Service/Industry**: QQEnglish (qqenglish)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 45000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-qqenglish-callan-stress

## [Case #041] undefined
- **Category**: programming-school
- **Service/Industry**: RUNTEQ (runteq)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 437800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-runteq-overwork-burnout

## [Case #042] undefined
- **Category**: online-english
- **Service/Industry**: レアジョブ (rarejob)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 7900 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-rarejob-accent-mismatch

## [Case #043] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 13200 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-bizmates-expert-mismatch

## [Case #044] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 24000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-udemy-legacy-syntax-recovery

## [Case #045] undefined
- **Category**: online-english
- **Service/Industry**: NativeCamp (nativecamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 7480 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-nativecamp-unlimited-trap

## [Case #046] undefined
- **Category**: programming-school
- **Service/Industry**: RaiseTech (raisetech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 448000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-raisetech-modern-infrastructure-trap

## [Case #047] undefined
- **Category**: online-english
- **Service/Industry**: PROGRIT (progrit)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 598000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-progrit-coaching-addiction

## [Case #048] undefined
- **Category**: programming-school
- **Service/Industry**: RUNTEQ (runteq)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 437800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-runteq-exam-barrier-recovery

## [Case #049] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-dmmwebcamp-coach-family-mismatch

## [Case #050] undefined
- **Category**: other
- **Service/Industry**: TAC (tac)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 180000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-tac-classroom-constraint-recovery

## [Case #051] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 657800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-techcamp-job-search-limit

## [Case #052] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 13200 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-bizmates-no-prep

## [Case #053] undefined
- **Category**: programming-school
- **Service/Industry**: RaiseTech (raisetech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 448000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-single-raisetech-java-difficulty

## [Case #054] undefined
- **Category**: online-english
- **Service/Industry**: NativeCamp (nativecamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 7480 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-nativecamp-childcare-distraction

## [Case #055] undefined
- **Category**: programming-school
- **Service/Industry**: RUNTEQ (runteq)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 437800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-runteq-isolation-recovery

## [Case #056] undefined
- **Category**: online-english
- **Service/Industry**: PROGRIT (progrit)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 598000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-progrit-work-trip-collision

## [Case #057] undefined
- **Category**: other
- **Service/Industry**: TAC (tac)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 150000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-tac-accounting-burnout

## [Case #058] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-dmmwebcamp-portfolio-deadlock

## [Case #059] undefined
- **Category**: online-english
- **Service/Industry**: レアジョブ (rarejob)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 150000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-rarejob-kids-first

## [Case #060] undefined
- **Category**: programming-school
- **Service/Industry**: SAMURAI ENGINEER (samurai-engineer)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 698000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-samurai-freelance-low-income

## [Case #061] undefined
- **Category**: programming-school
- **Service/Industry**: COACHTECH (coachtech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 420000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-coachtech-design-portfolio

## [Case #062] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 32000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-single-udemy-ai-course-hoarding

## [Case #063] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 13200 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-bizmates-biz-mismatch

## [Case #064] undefined
- **Category**: programming-school
- **Service/Industry**: RaiseTech (raisetech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 448000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-raisetech-aws-cost

## [Case #065] undefined
- **Category**: online-english
- **Service/Industry**: PROGRIT (progrit)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 598000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-progrit-manager-pressure

## [Case #066] undefined
- **Category**: programming-school
- **Service/Industry**: RUNTEQ (runteq)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 437800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-runteq-git-conflict

## [Case #067] undefined
- **Category**: other
- **Service/Industry**: TAC (tac)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 150000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-tac-broker-license

## [Case #068] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-techcamp-refund-denial

## [Case #069] undefined
- **Category**: online-english
- **Service/Industry**: QQEnglish (qqenglish)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 10800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-qqenglish-accent-barrier

## [Case #070] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-dmmwebcamp-age-barrier

## [Case #071] undefined
- **Category**: programming-school
- **Service/Industry**: COACHTECH (coachtech)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 420000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-coachtech-freelance-reality

## [Case #072] undefined
- **Category**: programming-school
- **Service/Industry**: TECH CAMP (tech-camp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 828000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-married-techcamp-career-gap

## [Case #073] undefined
- **Category**: online-english
- **Service/Industry**: PROGRIT (progrit)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 598000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-progrit-consultant-barrier

## [Case #074] undefined
- **Category**: online-english
- **Service/Industry**: Bizmates (bizmates)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 13200 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-single-bizmates-specialized-needs

## [Case #075] undefined
- **Category**: programming-school
- **Service/Industry**: RUNTEQ (runteq)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 437800 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-runteq-team-development-mismatch

## [Case #076] undefined
- **Category**: programming-school
- **Service/Industry**: DMM WEBCAMP (dmm-webcamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 628000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-dmmwebcamp-curriculum-difficulty

## [Case #077] undefined
- **Category**: online-english
- **Service/Industry**: NativeCamp (nativecamp)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 7480 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-nativecamp-coin-trap

## [Case #078] undefined
- **Category**: online-english
- **Service/Industry**: レアジョブ (rarejob)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 150000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-rarejob-business-english-failure

## [Case #079] undefined
- **Category**: other
- **Service/Industry**: Udemy (udemy)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 24000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-udemy-ai-course-deprecation

## [Case #080] undefined
- **Category**: other
- **Service/Industry**: TAC (tac)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 150000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-tac-self-study-environment

## [Case #081] undefined
- **Category**: restaurant-retail
- **Service/Industry**: 個人カフェ開業（自家焙煎・軽食） (cafe-opening)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 8500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-cafe-opening-location-failure

## [Case #082] undefined
- **Category**: restaurant-retail
- **Service/Industry**: クラフトビール＆肉バル開業 (craftbeer-bar)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 12000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-single-craftbeer-bar-staffing-crisis

## [Case #083] undefined
- **Category**: restaurant-retail
- **Service/Industry**: 濃厚魚介豚骨ラーメン店開業 (ramen-shop)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 11000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-ramen-shop-cost-inflation

## [Case #084] undefined
- **Category**: restaurant-retail
- **Service/Industry**: プライベート美容室開業（1人サロン） (hair-salon)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 6500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-hair-salon-platform-dependency

## [Case #085] undefined
- **Category**: franchise
- **Service/Industry**: ブランド品・貴金属買取FC加盟 (kaitori-fc)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 7500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-kaitori-franchise-contract-trap

## [Case #086] undefined
- **Category**: franchise
- **Service/Industry**: 大手コンビニエンスストアFC加盟 (convenience-fc)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 5000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/50s-married-convenience-store-fc-exhaustion

## [Case #087] undefined
- **Category**: franchise
- **Service/Industry**: 24時間無人フィットネスジムFC加盟 (gym-fc)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 22000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-gym-fc-competition-saturation

## [Case #088] undefined
- **Category**: startup-venture
- **Service/Industry**: BtoB人事労務SaaSスタートアップ創業 (saas-startup)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 35000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-saas-startup-premature-scaling

## [Case #089] undefined
- **Category**: startup-venture
- **Service/Industry**: AIマッチングサービス共同創業 (tech-venture)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 6000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-co-founder-equity-deadlock

## [Case #090] undefined
- **Category**: startup-venture
- **Service/Industry**: サステナブルD2Cアパレルブランド創業 (d2c-brand)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 15000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-d2c-apparel-inventory-cash-shortage

## [Case #091] undefined
- **Category**: side-business
- **Service/Industry**: Amazon国内電脳せどり・ポイント物販 (sedori-reselling)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 4500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-amazon-reselling-card-debt-trap

## [Case #092] undefined
- **Category**: side-business
- **Service/Industry**: YouTube動画編集・サムネイル制作受託 (video-editing)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 380000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-video-editing-low-unit-exhaustion

## [Case #093] undefined
- **Category**: side-business
- **Service/Industry**: SEO特化型アフィリエイトブログ運営 (affiliate-blog)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 1500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-affiliate-seo-core-update-crash

## [Case #094] undefined
- **Category**: side-business
- **Service/Industry**: フリーランスWeb制作・LP受託開発 (web-dev-freelance)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 1200000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-web-dev-freelance-unpaid-disaster

## [Case #095] undefined
- **Category**: restaurant-retail
- **Service/Industry**: 大衆海鮮居酒屋開業（席数40席） (izakaya-opening)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 16000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-izakaya-opening-debt-collapse

## [Case #096] undefined
- **Category**: franchise
- **Service/Industry**: 個別指導学習塾FC加盟 (juku-fc)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 9000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-juku-fc-birthrate-competition

## [Case #097] undefined
- **Category**: startup-venture
- **Service/Industry**: 受託開発企業からの自社SaaSピボット (dev-saas)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 20000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-dev-contractor-to-saas-cash-freeze

## [Case #098] undefined
- **Category**: side-business
- **Service/Industry**: Instagram/TikTok運用代行副業 (sns-agency)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 500000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/20s-single-sns-marketing-agency-kpi-mismatch

## [Case #099] undefined
- **Category**: restaurant-retail
- **Service/Industry**: 高級食パン・特化型ベーカリー開業 (bakery-shop)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 14000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-single-bakery-bread-boom-bust

## [Case #100] undefined
- **Category**: career-reskilling
- **Service/Industry**: 国内ビジネススクール（夜間MBA学位取得） (mba-degree)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 4200000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/30s-married-mba-degree-unrealized-premium

## [Case #101] undefined
- **Category**: restaurant-retail
- **Service/Industry**: 個人イタリアンバル・ワイン居酒屋 (italian-bar)
- **Demographics**: Unknown, Unknown
- **Cost Range**: 12000000 | **Duration**: undefined
- **Expectation**: undefined
- **Reality**: undefined
- **Primary Failure Cause**: undefined
- **Post-Outcome Reselection**: N/A
- **Risk Profile**: Time: 3/5, Cost: 3/5, Mental: 3/5, Career: 3/5, Recovery: 3/5
- **Grounding URL**: https://fact-layer.com/case/40s-married-italian-bar-platform-cost-insolvency